Rates as of August 20, 2008
Rate Matching is available
| |
Dividend Rate |
Annual Percentage Yield(APY) |
Minimum Opening Balance |
Minimum Required Balance to Earn Dividends |
Dividend Compounding and Crediting Account Limitations |
Account Limitations |
| |
|
|
|
|
|
|
| Regular Shares |
0.40 |
0.401% |
$20 |
$100 |
Monthly |
See Disclosure Below |
| Holiday Clubs |
1.00% |
1.005% |
$5 |
$100 |
Monthly |
Early withdrawal fee applies after seven days. Matures Oct 31st |
| Tax Clubs |
1.00% |
1.005% |
$5 |
$100 |
Monthly |
Early withdrawal fee applies after seven days. Matures Feb 28th |
| IRA Shares |
1.05% |
1.055% |
$50 |
$100 |
Monthly |
|
| Invest Accounts |
|
|
|
|
|
|
| $1,000-$9,999 |
0.95% |
.954% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| $10,000-$49,999 |
1.70% |
1.713% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| $50,000 + |
2.40% |
2.427% |
$1,000 |
$l,000 |
Monthly |
See Disclosure Below |
| Interest Checking |
|
|
|
|
|
|
| $1,000-$2,499 |
.40% |
.401% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| $2,500-$9,999 |
.60% |
.602% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| $10,000 + |
.80% |
.803% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| Business Checking |
n/a |
n/a |
$100 |
n/a |
n/a |
|
| Checking |
n/a |
n/a |
$100 |
n/a |
n/a |
|
| Union Local Checking |
1.00% |
1.005% |
$100 |
$50,000 |
Monthly |
See Disclosure Below |
| IRA & Share Certificates |
|
APY |
|
|
|
|
| 3 Month |
Not currently available |
|
$500 |
$500 |
Monthly |
See Disclosure Below |
| 6 Month |
2.60% |
2.631% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 12 Month |
2.75% |
2.785% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 18 Month |
2.88% |
2.918% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 24 Month |
2.91% |
2.949% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 36 Month |
3.13% |
3.175% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 48 Month |
3.30% |
3.350% |
$500.00 |
$500.00 |
Monthly |
See Disclosure Below |
| 60 Month |
3.40% |
3.454% |
$500.00 |
$500.00 |
Monthly |
See Disclosure Below |
| Jumbo Share/IRA Certificates |
|
APY |
|
|
|
|
| 12 Month |
2.90% |
2.939% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 24 Month |
3.01% |
3.052% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 36 Month |
3.22% |
3.268% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 48 Month |
3.36% |
3.412% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 60 Month |
3.45% |
3.505% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| Jumbo Plus Share/IRA Certificates |
|
APY |
|
|
|
|
| 12 Month |
2.93% |
2.970% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 24 Month |
3.03% |
3.072% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 36 Month |
3.25% |
3.299% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 48 Month |
3.38% |
3.433% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 60 Month |
3.49% |
3.546% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
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Truth in Savings Disclosure as of 04-02-2008 |
