Rates as of August 18, 2010
| |
Dividend Rate |
Annual Percentage Yield(APY) |
Minimum Opening Balance |
Minimum Required Balance to Earn Dividends |
Dividend Compounding and Crediting Account Limitations |
Account Limitations |
| |
|
|
|
|
|
|
| Regular Shares |
0.15 |
0.150% |
$20 |
$100 |
Monthly |
See Disclosure Below |
| Holiday Clubs |
0.50% |
0.501% |
$5 |
$100 |
Monthly |
Early withdrawal fee applies after seven days. Matures Oct 31st |
| Tax Clubs |
0.50% |
0.501% |
$5 |
$100 |
Monthly |
Early withdrawal fee applies after seven days. Matures Feb 28th |
| IRA Shares |
0.50% |
0.501% |
$50 |
$100 |
Monthly |
|
| Invest Accounts |
|
|
|
|
|
|
| $1,000-$9,999 |
0.30% |
.300% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| $10,000-$49,999 |
0.60% |
0.602% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
|
$50,000- $99,999
$100,000+
|
0.75%
0.85%
|
0.753%
0.853%
|
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| Interest Checking |
|
|
|
|
|
|
| $1,000-$2,499 |
0.10% |
0.100% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| $2,500-$9,999 |
0.20% |
0.200% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| $10,000 + |
0.30% |
0.300% |
$1,000 |
$1,000 |
Monthly |
See Disclosure Below |
| Business Checking |
n/a |
n/a |
$100 |
n/a |
n/a |
|
| Checking |
n/a |
n/a |
$100 |
n/a |
n/a |
|
| Union Local Checking |
0.45% |
0.451% |
$100 |
$50,000 |
Monthly |
See Disclosure Below |
| IRA & Share Certificates |
|
APY |
|
|
|
|
| 3 Month |
Not currently available |
|
$500 |
$500 |
Monthly |
See Disclosure Below |
| 6 Month |
0.55% |
0.551% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 12 Month |
0.85% |
0.853%
|
$500 |
$500 |
Monthly |
See Disclosure Below |
| 18 Month |
1.10% |
1.106% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 24 Month |
1.40% |
1.409% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 36 Month |
1.80% |
1.815% |
$500 |
$500 |
Monthly |
See Disclosure Below |
| 48 Month |
2.20% |
2.222% |
$500.00 |
$500.00 |
Monthly |
See Disclosure Below |
| 60 Month |
2.50% |
2.529% |
$500.00 |
$500.00 |
Monthly |
See Disclosure Below |
| Jumbo Share/IRA Certificates |
|
APY |
|
|
|
|
| 12 Month |
0.90% |
0.904% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 24 Month |
1.45% |
1.460% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 36 Month |
1.90% |
1.917% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 48 Month |
2.25% |
2.273% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| 60 Month |
2.55% |
2.580% |
$50,000 |
$50,000 |
Monthly |
See Disclosure Below |
| Jumbo Plus Share/IRA Certificates |
|
APY |
|
|
|
|
| 12 Month |
0.90% |
0.904% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 24 Month |
1.45% |
1.460% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 36 Month |
1.90% |
1.917% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 48 Month |
2.25% |
2.273% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| 60 Month |
2.55% |
2.580% |
$100,000 |
$100,000 |
Monthly |
See Disclosure Below |
| |
|
|
|
|
|
|
Truth in Savings Disclosure as of 8-18-2010 |
