Vehicle Loans

New or Used, We’re Here to Help 

Whether you’re ready to make a purchase, just starting your search, or looking to refinance your existing vehicle loan, we’re here to help make the process easier. Get personalized guidance from a team you can trust, every step of the way. 

Plan with confidence. Use our auto loan calculator to estimate your payment and create a budget that works for you. 

Find your next vehicle. Explore local dealership partners through CUDL to discover the right new or used vehicle for you. 

Enjoy benefits beyond financing. You’ll have access to a variety of benefits and resources, including insurance discounts and protections designed to help safeguard you and your loan. 

Have additional questions about a car loan? Contact one of our Loan Officers at 503-253-8193 option 3 or email loans@ibewuwfcu.com  

New Vehicle Loan 2024 & Newer

  • Rates as low as 3.99% APR for 36 months
  • Current to 2-year-old model vehicles with terms up to 84 months
 

Used Auto 2016-2023

  • Rates as low as 4.49% APR for 36 months
  • Vehicle model years from 3–8 years old with terms up to 84 months
 

Used Auto 2015 & Older

  • Rates as low as 6.14% APR for 36 months
  • Vehicles older than 10 years with terms up to 72 months
 

Refinance Your Current Vehicle Loan

Do you have an auto loan with another lender? See how much money we can save you with our low loan rates and flexible terms when you refinance your current auto loan with us.
 

Indirect Lending

You can apply for an IBEW & United Workers FCU loan at select dealerships since we’ve teamed up with Credit Union Direct Lending (CUDL).  You can enjoy shopping and buying even if your Credit Union isn’t open.