Personal Savings

Start Your Membership with Primary Savings 

Every IBEW & United Workers membership begins with a Primary Savings Account. To open your membership, a minimum of $15 is required: $5 remains on deposit for the life of your membership, and $10 covers the membership opening fee.

Once your Primary Savings Account is established, you’ll have access to our full range of financial products and services designed to support your goals. 

Save for What Matters Most 

Make budgeting easier with up to 13 sub-savings accounts, each with a customizable nickname to help you organize and track your savings goals. 

Whether you’re saving for a vacation, an emergency fund, a new vehicle, or something special, you can create separate accounts to keep your goals on track. Open and manage your sub-savings accounts anytime through Online Banking or the Mobile App. 

Put your money to work while keeping convenient access to your funds. A Money Market Account offers the opportunity to earn a competitive rate while providing flexibility for your changing financial needs. 

Whether you’re building your savings, preparing for a major purchase, or setting money aside for the future, a Money Market Account can help you reach your goals while keeping your funds accessible. 

Traditional & Roth IRAs 

Plan for your future with an IRA designed to support your long-term savings goals. IBEW & United Workers offers both Traditional and Roth IRAs, giving you options to choose the account that best fits your financial goals and circumstances. 

Contribution eligibility and limits may vary based on factors such as your income and the type of IRA you choose. Because individual tax situations differ, we recommend consulting your tax advisor for guidance specific to your circumstances. 

Visit of our branch in person to open your IRA account. Our team is here to help you get started and answer any questions along the way.