Effective: February 15, 2025
Contact the Credit Union to learn how to avoid fees.
Changes are indicated in bold print.
Account Services
| Fee Type |
Fee Amount |
| Membership Fee (due at account opening) |
$10 |
| Inactive Account (after 12-mo inactivity, monthly) |
$10 |
| Statement Copies (includes VISA) |
$5 |
| Return Statement Fee—Statements returned undeliverable |
$5 per item |
| Undeliverable Address Fee |
$5/quarter |
| Transaction/Account research |
$25/hour |
| Non-Sufficient Funds (NSF) |
$30/occurrence |
| Automatic Transfer to Cover NSF |
$3 |
| Returned Deposited Item |
$30 |
| ACH Origination Reinstatement Fee |
$30 |
| Returned ACH Origination |
$30 |
| Early ACH Posting Fee |
$10 |
| Stop Payment (Draft, ACH, Bill Pay) |
$25 |
| Garnishment/Levy |
$40 |
| Notary Service |
Free |
| Copy of Deposited Check |
$5 |
| Cashier Check to Member |
Free |
| Cashier Check to Non-Member |
$5 |
| On-Us Non-Member Check Cashing Fee |
$10 |
| ATM Camera Pictures |
$50 per frame |
| Union Dues Auto Deductions |
$1 |
| Outgoing Wire Transfer |
$35 |
| Incoming Wire Transfer |
$20 |
| Wire Tracer/Reversal |
$35 |
| Foreign Items |
@ cost to Member |
| Verification of Deposit (via mail or fax) |
$10 |
| VISA Gift Cards |
$2 |
Debit Cards
| Fee Type |
Fee Amount |
| Debit Rush Order |
$75 |
| Debit Card Replacement |
$10 |
| Visa International Service Assessment Fee |
Up to 1% of transaction amount |
| Courtesy Pay (must be opted in) |
$30/occurrence |
| ATM Withdrawal (6 free/month) |
$1 |
| Non CO-OP ATM |
Depends on ATM |
| ATM Balance Inquiries |
$0.50 |
Savings Accounts
| Fee Type |
Fee Amount |
| E-Statements |
Free |
| Mailed Statements |
$2 month |
Checking Accounts
| Fee Type |
Fee Amount |
| Courtesy Pay |
$30/occurrence |
| Freedom Plus (Below $1,000 minimum balance) |
$7.50 |
| Business Fee Checking |
$10 and up |
| Check Orders |
Varies on design |
| Temporary Checks (first 12 free) |
$8/sheet |
| Online Bill Pay Inactive Fee (after 90 days) |
$10 |
Loans
See Loan Rates & Fee Schedule for Additional Fee Details
| Fee Type |
Fee Amount |
| Skip-A-Payment |
$30 |
| HELOC Application Fee |
$150 |
| Real Estate Subordination Fee |
$200 |
| Refinance Current IBEW Loan (waive if add $1000) |
$75 |
VISA Credit Cards
See VISA Credit Card Rates & Fee Schedule for Additional Fee Details
| Fee Type |
Fee Amount |
| FedEx Rush Order |
$100 |
| Card Replacement/Reorder |
$10 |
| Visa International Service Assessment Fee |
Up to 1% of transaction amount |
