Fee Schedule 2021

Effective: May 1, 2021

Contact the Credit Union to learn how to avoid fees.

Fee TypeFee Amount
ACCOUNT SERVICES
Membership Fee (due at account opening)$10
Under 18 Membership Fee$1
Early Account Closure (first 180 days)$10
Re-Open Closed Account (Reg. Shares & IRA)$10
Inactive Account (after 12-mo inactivity, monthly)$10
Statement Copies (includes VISA)$5
Return Mail$5
Transaction/Account research$25
Non-sufficient Funds (NSF)$30/occurence
Check Cashing$15/per transaction
Automatic Transfer to Cover NSF$3
Returned Deposited Item$30
ACH Origination Reinstatement $30
Returned ACH NSF$30
Stop Payment (Draft, ACH, Bill Pay)$25
Garnishment/Levy$40
Notary ServiceFree
Coin Counting1% fee over $50
Copy of Deposited Check$5
CU Cashier Check to MemberFree
CU Cashier Check to Non-Member$5
Personal Check Drawn on Member (ONUS)$5
ATM Camera Pictures$50 per frame
Union Dues Auto Deductions$1
Outgoing Wire Transfer$35
Incoming Wire Transfer$20
Wire Tracer/Reversal$35
Collections Final Demand$33
Foreign Items@ cost to Member
Verification of Deposit$10
VISA Gift Cards$2
Pay with Credit or Debit Card – A convenience fee$10
A2A Transfer Fee (Incoming/Outgoing)$2 each
ATM/DEBIT CARDS
ATM/Debit Rush Order$75
ATM/Debit Card Replacement$10
PIN Replacement$5
IBEWUWFCU ATM Machine$Free
CO-OP ATM Withdrawal (6 free/month)$1
Non CO-OP ATMDepends on ATM
ATM Balance Inquiries$0.50
SAVINGS ACCOUNTS
E-StatementsFree
Mailed Statements$2 month
CHECKING ACCOUNTS
EZ Debit/Check Builder ($50 deposit to open)No Min. Bal. Fee
Freedom Plus (Below $1,000 minimum balance)$7.50
Business Checking$10 and up
Check OrdersVaries on design
Temporary Checks (first 12 free)$8/sheet
Online bill Pay Inactive Fee (after 90 days)$10
LOANS (see loan disclosures for additional fees)
Skip-A-Payment$30
HELOC Application Fee$150
Early Closure HELOC Fee (within first 6 months)$350
Real Estate Subordination Fee$200
Refinance current Loan (waive if adding $1000)$75
VISA CREDIT CARDS (see VISA credit card disclosures for additional fees)
FedEx Rush Order$100
Card Replacement/Reorder$10
PIN Replacement/Reorder$5