Effective: May 15,2022
Contact the Credit Union to learn how to avoid fees.
Fee Type | Fee Amount |
---|---|
ACCOUNT SERVICES | |
Membership Fee (due at account opening) | $10 |
Under 18 Membership Fee | $1 |
Early Account Closure (first 180 days) | $10 |
Re-Open Closed Account (Reg. Shares & IRA) | $25 |
Inactive Account (after 12-mo inactivity, monthly) | $10 |
Statement Copies (includes VISA) | $5 |
Return Mail | $5 |
Transaction/Account research | $25/hour |
Non-sufficient Funds (NSF) | $30/occurence |
Automatic Transfer to Cover NSF | $3 |
Returned Deposited Item | $30 |
ACH Origination Reinstatement Fee | $30 |
Returned ACH NSF | $30 |
Stop Payment (Draft, ACH, Bill Pay) | $25 |
Garnishment/Levy | $40 |
Notary Service | Free |
Coin Counting | 1% fee over $50 |
Copy of Deposited Check | $5 |
CU Cashier Check to Member | Free |
CU Cashier Check to Non-Member | $5 |
Personal Check Drawn on Member (ONUS) | $5 |
ATM Camera Pictures | $50 per frame |
Union Dues Auto Deductions | $1 |
Outgoing Wire Transfer | $35 |
Incoming Wire Transfer | $20 |
Wire Tracer/Reversal | $35 |
Collections Final Demand | $33 |
Foreign Items | @ cost to Member |
Verification of Deposit | $10 |
VISA Gift Cards | $2 |
Pay with Credit or Debit Card – A convenience fee | $10 |
A2A Transfer Fee (Incoming/Outgoing) | $2 each |
DEBIT CARDS | |
Debit Rush Order | $75 |
Debit Card Replacement | $10 |
ATM Withdrawal (6 free/month) | $1 |
Non CO-OP ATM | Depends on ATM |
ATM Balance Inquiries | $0.50 |
Visa International Service Assessment Fee | Up to 1% of transaction Amount |
SAVINGS ACCOUNTS | |
E-Statements | Free |
Mailed Statements | $2 month |
CHECKING ACCOUNTS | |
EZ Debit/Check Builder ($50 deposit to open) | No Min. Bal. Fee |
Freedom Plus (Below $1,000 minimum balance) | $7.50 |
Business Checking | $10 and up |
Check Orders | Varies on design |
Temporary Checks (first 12 free) | $8/sheet |
Online bill Pay Inactive Fee (after 90 days) | $10 |
LOANS (see loan disclosures for additional fees) | |
Skip-A-Payment | $30 |
HELOC Application Fee | $150 |
Real Estate Subordination Fee | $200 |
Refinance current Loan (waive if adding $1000) | $75 |
VISA CREDIT CARDS (see VISA credit card disclosures for additional fees) | |
FedEx Rush Order | $100 |
Card Replacement/Reorder | $10 |